Mixing business and personal money feels harmless at first, until bookkeeping and tax time. Here is why to separate them early as a Canadian sole proprietor, plus the exact accounts I use.
The scariest moment in importing is the first wire transfer. Here's the exact checklist I use to vet a supplier — verify, sample, get it in writing — before I send a cent.
The plain-English version I wish I'd had: when you must register for GST/HST (the $30k rule), how much to charge by province, and what you actually owe the CRA.
The exact apps and tools I use to run two Canadian small businesses — banking, accounting, e-commerce, payments, and content — and why.
A plain-English, step-by-step guide to registering a sole proprietorship in Canada in 2026 — costs, GST/HST, business banking, and what to do first.
A real, itemized breakdown of what it costs to import cotton textiles from India to Canada — freight, duties, brokerage, and the fees nobody warns you about.