People ask what tools I use to run two businesses without a team. Here’s my actual stack — the things I open every week.

Banking & money

Venn (read my full review →) — my business banking, built for Canadian small businesses. EQ Bank (read my full review →) — where I park savings for a better rate. Wise (read my full review →) — how I pay my supplier in India; the rates and fees beat every bank I tried. Wealthsimple (read my full review →) — investing and longer-term savings.

Accounting

Xero — connects to my bank, tracks expenses, and makes GST and tax time survivable.

Selling online

Shopify (read my full review →) — both my stores run on it. Easiest way I’ve found to launch a real online store without a developer.

Content & marketing

Metricool — I schedule and track social posts here. Kit — my email list and free lead magnets.

Productivity

Google Workspace — professional email on my own domain, plus docs and storage.

My rule for tools

I don’t add a tool unless it removes real friction. Start with a bank account, bookkeeping, and one selling platform. Add the rest only when you feel the pain they solve.

Disclosure: some links I share are referral/affiliate links. If you sign up, I may earn a small commission or bonus at no extra cost to you. I only recommend tools I actually use.